Reach Your Homeownership Goals
Stop Daydreaming About a New Home Get Pre-Qualified NOW! Mortgage Trends Whether you’re a first-time
An FHA Renovation 203K loan is a loan backed by the federal government and given to buyers who want to buy a damaged or older home and do repairs on it. Here’s how it works: Let’s say you want to buy a home that needs a brand-new bathroom and kitchen. An FHA 203K lender would then give you the money to buy (or refinance) the house plus the money to do the necessary renovations to the kitchen and bathroom.
✓ An up to 20% contingency reserve so that you will have the funds to complete the remodel in the event it ends up costing more than the estimates suggested and/or
✓ A provision that gives you up to about six months of mortgage payments so you can live elsewhere while you’re remodeling but still pays the mortgage payments on the new home.
We’re here to make the 203K home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
We’ll help you see the differences between loan programs, allowing you to choose the right one, whether you’re a first-time homebuyer or a seasoned investor.
Here’s how our home purchase loan process works:
1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs
Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you
Stop Daydreaming About a New Home Get Pre-Qualified NOW! Mortgage Trends Whether you’re a first-time
A Valuable Loan Option for Being Self-Employed Get Pre-Qualified NOW! Mortgage Trends A VALUABLE LOAN
Just What the Doctor Ordered Get Pre-Qualified NOW! Mortgage Trends A home loan designed specifically
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758 NMLS: 2179191
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