Licensed Across the Country

Inverness Capital (Powered by Xpert Lending) is Licensed in 31 States

Mortgage Trends

Xpert Home Lending, Inc. results from 30 years of the best in the business with proven track records.  A true “Lending All-Star Team.”   “The Best of The Best.”  Competitive Interest Rates and Programs from only the Best Lenders.  The Top Account Executives in the Nation.  Put it all under one roof, and you have Xpert Home Lending, Inc., An Experience Like No Other.  

  • Alabama – License/Registration #: 23249
  • Arizona – License/Registration #: 1037959
  • Arkansas – License/Registration #: 129623
  • California – DFPI – License/Registration #: 60DBO-160250
    • DRE – License/Registration #: 02166758
  • Colorado – License/Registration on #: 2179191
  • Connecticut – License/Registration #: MCL-2179191
  • Delaware – License/Registration #: 039059
  • District of Columbia – License/Registration #: MLB2179191
  • Florida – License/Registration #: MLD2250
  • Georgia – License/Registration #: 2179191
  • Idaho – License/Registration #: MBL-2082179191
  • Illinois – License/Registration #: MB.6761726
  • Kansas – License/Registration #: MC.0025868
  • Maryland – License/Registration #: 2179191
  • Michigan – License/Registration #: FL0024365
  • Minnesota -License/Registration #: MN-MO-2179191
  • Nebraska – License/Registration #: 2179191
  • New Jersey – License/Registration #: 2179191
  • New Mexico – License/Registration #: 2179191
  • North Carolina – License/Registration #: L-211751
  • Ohio – License/Registration #: RM.804928.000
  • Oklahoma – License/Registration #: ML015396
  • Oregon – License/Registration #: 2179191
  • Pennsylvania – License/Registration #: 103794
  • South Carolina – DCA – License/Registration #: 2179191
  • Tennessee – License/Registration #: 2179191
  • Texas – SML – License/Registration #: 2179191
  • Virginia – License/Registration #: MC-7517
  • Washington – License/Registration #: CL-2179191
  • Wisconsin – License/Registration #: 2179191BR
  • Wyoming – License/Registration #: 4889

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

The Loan Process

Here’s how our home purchase loan process works:

1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs

Our Loan Programs

Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you