Jumbo Loans

Why a Jumbo Loan?

Mortgage Trends

There are many benefits to a jumbo loan that may include: financing available up to $3 million, relaxing the requirement of 20% down, purchasing a luxury home or more property, and the convenience of one loan for the entire loan amount instead of having multiple mortgages.

A jumbo loan is a loan that exceeds the conforming loan limits as set by the Federal Housing Finance Agency (FHFA), which regulates Fannie Mae and Freddie Mac. 

Conforming – New Loan limits – 2023

  • $726,200.00 – 1 Unit
  • $929,850,00 – 2 Units
  • $1,123,900.00 – 3 Units
  • $1,396,800.00 – 4 Units
We’re here to make the jumbo home loan process a whole lot easier with tools and expertise that will help guide you along the way. 

We’ll help you see the differences between loan programs, allowing you to choose the right one, whether you’re a first-time homebuyer or a seasoned investor. 

The Jumbo Loan Process

Here’s how our home purchase loan process works:

1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs

Our Loan Programs

Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you

How Can We Help?