With a 30-year fixed rate loan, you’ll make the same monthly payment over 30 years.
Want to pay the loan off more quickly to save on interest? You can make additional payments against your principal balance at any time without penalty.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.
With a 30-year fixed rate loan, you’ll make the same monthly payment over 30 years.
Want to pay the loan off more quickly to save on interest? You can make additional payments against your principal balance at any time without penalty.
Here’s how our home purchase loan process works:
1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs
Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758 NMLS: 2179191
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