15-Year Fixed Rate Home Loan

We're Here to Make Your Loan Process a lot Easier

Mortgage Trends

Take advantage of our 15-Year fixed-rate program with Inverness Capital. When researching mortgage rates, many look to a 30-year loan as the standard. However, a mortgage can be cut in half with a 15-year fixed mortgage, saving you from a three-decade contract. 


  • You pay less interest due to a lower interest rate and shorter term.
  • Your mortgage is paid off sooner, potentially freeing up your budget in the future.
  • The shorter repayment schedule will create a higher monthly payment.
  • A 15-year fixed-rate mortgage can be ideal if you can afford the higher monthly payments.


We’ll help you see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

The Loan Process

Here’s how our home purchase loan process works:

1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs

Our Loan Programs

Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you