Residential & Commercial Lending

Inverness Capital

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GETTING A HOME LOAN SHOULDN’T BE DIFFICULT

See How Simple It Is

Our App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Inverness Capital: Our Promise to You

We want to help! Mortgages are complicated regardless of if you’re buying or refinancing a home. We are here for you to help sort through all your options and to understand which choice is the best choice for you and your loved ones. Whether you’re dipping your toes into your first purchase or refinancing your second home, we understand the path to success and will devise a plan that fits you!

Today, you have the opportunity to get a free plan, catered to your unique situation to get you the mortgage loan that will place your square on the map to your personal success!

How the Mortgage Process Works

ESTIMATE YOUR BUDGET

Most importantly, you should estimate how much house you can afford. This lets you set realistic expectations for house hunting and choosing a mortgage loan.

LOAN APPLICATION

Most of this process was completed during the pre-approval stage. A few additional documents will now be needed to get a loan file through underwriting.

FINAL APPROVAL

Congratulations, you are almost there! Once final approval has been reviewed, you are on your way to finalizing your closing documents.

GET PRE-APPROVED

That first step is to get a pre-approval letter. This letter shows how much money you have been approved to borrow, based on savings, credit and income.

APPRAISAL

Next, there will be a written estimate prepared for the value of the property. This is needed in order to approve your home loan.

CLOSING

This is the last step in the mortgage process. Have your pen ready to sign your closing documents!

FIND YOUR HOME

Now that you've been pre-approved, it's time for the fun part - house hunting!

UNDERWRITING

Our top-notched processors and underwriters complete the underwriting process to ensure a quick turnaround and complete your loan.

MOVE-IN

The day has finally come! Enjoy your new home.

Inverness Capital

Powered by Xpert Home Lending Inc.

GETTING A HOME LOAN SHOULDN’T BE DIFFICULT

Inverness Capital: Our Promise to You

How the Mortgage Process Works

About Us