Reach Your Homeownership Goals
Stop Daydreaming About a New Home Get Pre-Qualified NOW! Mortgage Trends Whether you’re a first-time
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders to reduce their risk of loss if borrowers default on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s; to provide mortgage lenders with adequate insurance and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
We’ll help you see the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a seasoned investor.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Here’s how our home purchase loan process works:
1. Complete a Pre-Approval Application
2. Receive options based on your unique criteria and scenario
3. Compare mortgage interest rates and terms
4. Choose the offer that best fits your needs
Stop Daydreaming About a New Home Get Pre-Qualified NOW! Mortgage Trends Whether you’re a first-time
A Valuable Loan Option for Being Self-Employed Get Pre-Qualified NOW! Mortgage Trends A VALUABLE LOAN
Just What the Doctor Ordered Get Pre-Qualified NOW! Mortgage Trends A home loan designed specifically
Finding a great home loan involves careful consideration of your needs, finances, and history. Not sure what loan is the best choice for you? Contact us, and our team of experienced lenders will work to find the best options for you and your budget. We are here to guide you
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate DRE #02166758 NMLS: 2179191
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